While many, a much larger number, consider travel insurance a necessary expense for their trip, many others believe it unnecessary because many things need to be clarified about travel insurance and why it’s essential when traveling. Due to various factors, such as the widespread conviction that nothing wrong can ever happen while on vacation, the complexity of settling or filing a claim, etc., the vast majority believe that travel insurance is an unnecessary expense. However, there are several benefits of travel insurance.
Myth 1 – On A Trip, Nothing Can Happen
One of the most pervasive myths that travellers believe is true. You may have made several domestic and international trips without encountering unfavourable or unexpected circumstances. But what harm does it do to be ready if something goes wrong? Bajaj Allianz travel insurance is required for minor reasons, including missed flights, passport theft, sudden illness, and trip cancellation due to unavoidable circumstances. Claims are subject to terms and conditions set forth under the travel insurance policy. *
Myth 2 – My Domestic Health And Life Insurance Policy cover me
Many people choose not to purchase travel insurance because they mistakenly believe their health insurance will cover illnesses contracted while travelling. They are off base because some medical insurance plans offer brief international travel coverage. But what if your trip is postponed and your regular health insurance is no longer adequate? What if you must cut your trip short to go home and care for a sick family member?
Myth 3 – Unless There Has Been A Catastrophe, Collecting Claims Can Be An Impossible Task
Another persistent misconception about travel insurance policies is that it is only possible to receive the claim amount if something catastrophic occurs. This is only partially accurate. Travel insurance policies have been developed to relieve a traveller’s mental anguish if something goes wrong.
Myth 4 – The Phrase “Travel Insurance Is Just For The Adrenaline Junkies”
It is a widespread misconception among travellers that a travel insurance policy is only intended for people who intend to partake in heart-pounding activities like skydiving, bungee jumping, rock climbing, etc. That is not entirely true once more. What about their coverage since only some travel people have adventure sports in mind? International travel insurance online policies cover a variety of travellers’ coverage needs.
Myth 5 – I Can Purchase My Travel Insurance At A Later Time
You’ve already reserved your travel and lodging for your summer vacation, but you’ll buy your travel insurance later. When purchasing travel insurance, there might be better choices to make. By doing that, the entire purpose of a travel insurance policy is defeated. What if you’ve already purchased travel arrangements, including a ticket, and are contentedly unwinding and organising your trip? Your travelling companion has an accident a week before you leave and is hospitalised. It is necessary to cancel the trip. Now, what do you do? What about all those reservations you made for hotels and flights with prepayments weeks ago while you waited to buy travel insurance? With its trip cancellation feature, that travel insurance would have been beneficial at this point because it would have covered your pre-paid vacation costs.
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* Standard T&C Apply
Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.